Here is a list of frequently asked questions so you can bank easier!
Please visit our contact page to view our office hours of our Niagara Falls, Wheatfield, North Tonawanda and Lockport branches.
- New Year’s Eve – Until Noon
- New Year’s Day – Closed
- Martin Luther Kings Day – Closed
- Presidents Day – Closed
- Good Friday – Open Regular Business Hours
- Easter – Closed
- Memorial Day – Closed
- Juneteenth- Closed
- July 4th – Closed
- Labor Day – Closed
- Columbus Day – Closed
- Veterans’ Day – Closed
- Thanksgiving – Closed
- Black Friday – Open Regular Business Hours
- Christmas Eve – Until Noon
- Christmas Day – Closed
222381549
Packard Road: (716) 284-4123
Memorial Hospital: (716) 322-4390
Main Street: (716) 284-4123
Sawyer Drive: (716) 923-1467
North Tonawanda: (716) 693-5183
Lockport: (716) 434-1127
- Delta Sonic car wash: $16.00
- Dipson Theater Movie Tickets – $11.00 (note: these tickets cannot be used at the Transit Drive In)
- Visa Gift Cards*
*Subject to change. Visa cards have a $3.75 fee.
Notary services are available at most branches during normal business hours, please check our location pages.
A Medallion Stamp is open to members only, and available at limited locations. Please call ahead to set up a date and time.
If you are ordering checks for the first time, please call the office for assistance. If you have ordered checks before you can place your order online by clicking here.
(NCFCU Routing number: 222381549)
For security reasons, you will need to come into the nearest location, verify the information Niagara’s Choice has on file, and fill out a Check Re-Order form in person. There is also an online option to re-order your checks.
On our homepage locate the Online Banking Login section and click on the “Enroll Now” tab.
Outgoing Wires: For security reasons, you will need to come into the nearest location to fill out a Wire transfer form, and to give the instructions for the outgoing wire transfer. There is a $20.00 fee for wire transfers.
Incoming Wires: To receive an incoming wire transfer please use the instructions below:
- Instructed Agent:
Alloya Corporate FCU 271987635
184 Shuman Blvd Suite 400
Naperville, IL 60563 - Creditor Agent: Niagara’s Choice Federal Credit Union 222381549
- Creditor: Your Full Name, Address and Account Number
For security reasons, you will need to visit the nearest location and fill out an address change form.
For security reasons, you will need to come into the nearest branch to fill out a debit card request form. There is a $15 for lost/misplaced cards.


