Member services saving you money… at Niagara’s Choice you have so many added value and savings options at your figure tips.


MasterCard Credit Cards

Members Sign in HERE for online access
Click HERE for contact numbers


Notary Public & Signature Guarantee

  • A number of credit union’s professional staff are notary publics.
  • We will be happy to assist you with notarizing documents when the need arises.
  • No appointment necessary and no fee to all members.

 Thank-A-Vet Program Transparent-American-Flag-psd86853

Niagara’s Choice offers a discount on Auto and Personal loans to members of the Niagara County Thank-A-Vet program. Bring your Thank-A-Vet identification card with you to receive 1% off an Auto or Personal loan.

Discounted Tickets @ Area Attractions and Businesses

  • Regal Cinemas movie tickets: $9.00
  • Delta Sonic car wash: $11.25
  • Fantasy Island tickets: 2019 season pricing to be announced
  • Darien Lake tickets: 2019 season pricing to be announced


Gift Cards*

Want to Give the Perfect Gift?

Niagara’s Choice offers VISA Gift Cards that can be used wherever VISA cards are accepted. Choose any dollar amount from $25 up to $500 and take comfort in knowing your gift is protected with Visa’s zero-liability policy.*

Stop by your nearest Niagara’s Choice branch and pick up a Visa Gift Card today!

*Visa gift cards are subject to a $3.75 processing fee at the time of purchase Subject to change.

Order Checks

To re-order your checks, Click Here

(NCFCU Routing number: 222381549)

Shared Service Centers- Access Your Accounts All Over the Nation with Shared Service Center Access

Shared Service Centers of Niagara's Choice
Niagara’s Choice members can bank any where across the US

When you’re away from home, you can look for the Co-Op logo that welcomes you to make deposits and withdrawals at other credit unions across the US.

Members of Niagara’s Choice FCU are welcomed at more than 4,300 service center locations nationwide. When you’re away from home, you can look for the swirl logo that welcomes you to a Credit Union Service Center, or for a complete nationwide listing click here to search for a Co-Op ATM near you

At a Service Center, simply provide the member service representative with your account number and a valid photo ID.

Service Center Access for Members Visiting Niagara’s Choice
Credit Union members from other participating credit unions are welcomed as visiting members at our both of our office locations. This unique cooperation between participating credit unions allows visiting members to make certain financial transactions just as if they were at their own credit union. Visiting members are welcome to make deposits and withdrawals from their own credit union accounts right at our teller stations.

Local Shared Service Centers include:


Buffalo Metropolitan FCU
32 South Elmwood Avenue, Buffalo, NY 14202
Phone: 716-847-6960

The Summit FCU
2290 Delaware Avenue, Buffalo, NY 14216
Phone: 1-800-836-7328 X 8702 or 8761

The Summit FCU
642 Sheridan Dr, Tonawanda, NY 14150
Phone: 1-800-836-7328


Financial Trust FCU
3333 Harlem Road, Cheektowaga, NY 14225
Phone: 716-831-3007

East Amherst

The Summit FCU
5641 Transit Road, Clarence, NY 14221
Phone: 1-800-836-7328 X 8708 or 8704

West Seneca

Financial Trust FCU
4257 Seneca Street, West Seneca, NY 14224
Phone: 716-674-2197

Western New York FCU
1937 Union Road, West Seneca, NY 14224
Phone: (716) 674-3199