Members. Matter.
We are a full-service, not-for-profit, financial organization serving over 22,000 members.
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Credit Cards
APR %
as low as
0
0
Home Equity
APR %
as low as
0
Personal Loan
APR %
as low as
0
0
Auto Loans
APR %
as low as
0
0
Skip a Pay Program
When You Need Extra Cash – Skip a Payment! At Niagara’s Choice we want to help you meet your financial goals. We know the rising
College Scholarship 2025
Thank you for expressing interest in our 2025 scholarship program, offered in partnership with the New York Credit Union Association. Please review the following before
Niagara’s Choice Holiday Loan
Use for holiday shopping, school expenses, whatever you need.
Give Yourself an Early Payday!
Receive your paycheck a day early with a qualifying direct deposit at Niagara’s Choice. No need to enroll or sign up for anything, we provide this free service automatically.
Need Help Organizing Your Finances?
Our wealth manager can provide a wide variety of services including stocks, bonds, mutual funds, retirement planning, life insurance, estate planning and more.