Members. Matter.
We are a full-service, not-for-profit, financial organization serving over 22,000 members.
Credit Cards
APR %
as low as
0
0
Home Equity
APR %
as low as
0
Personal Loan
APR %
as low as
0
0
Auto Loans
APR %
as low as
0
0




Introducing our New Call Center!
Our new on-site, employee staffed, Call Center is now open

New Lower Rates on Auto Loans
Great Low Rates on New and Used Auto Loans. Click here to learn more.

Skip a Pay Program
When You Need Extra Cash – Skip a Payment! At Niagara’s Choice we want to help you meet your financial goals. We know the rising
Give Yourself an Early Payday!
Receive your paycheck a day early with a qualifying direct deposit at Niagara’s Choice. No need to enroll or sign up for anything, we provide this free service automatically.
Skip a Pay Program
We know the rising costs of groceries, rent, gas and other necessities put a strain on your finances. We are here to help when times are tight. Using our Skip a Pay* service can help you stay on track with your monthly budget.