Members. Matter.

We are a full-service, not-for-profit, financial organization serving over 22,000 members.

Credit Cards

APR %
as low as

0 0

Home Equity

APR %
as low as

0

Personal Loan

APR %
as low as

0 0
car

Auto Loans

APR %
as low as

0 0

Give Yourself an Early Payday!

Receive your paycheck a day early with a qualifying direct deposit at Niagara’s Choice. No need to enroll or sign up for anything, we provide this free service automatically.

Skip a Pay Program

We know the rising costs of groceries, rent, gas and other necessities put a strain on your finances. We are here to help when times are tight. Using our Skip a Pay* service can help you stay on track with your monthly budget.

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