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Electronic Services

Niagara's Choice offers convenient banking with Online Banking and Free Mobile Apps

Niagara’s Choice gives you the freedom to bank any way or place you choose!

Our convenient NCFCU online banking options make it easy for you to make transfers, pay bills, and keep track of your accounts. Check out any of the options below for more details. Member must be signed up for online banking.

Register here:

Our Mobile banking app gives you 24/7 access to your accounts. It’s easy just download the appropriate app for your phone and get access to your accounts.

Apple Download

Niagaa's Choice Banking Mobile App
Download Niagara’s Choice FREE Mobile App from the Apple Store

Android Download

Niagara's Choice Free Mobile Banking App
Download the Niagara’s Choice Mobile Banking App from the Google Android Store Free

Remote Deposit Capture:

Remote Deposit Capture (RDC)  is a service that allows members to submit a check to Niagara’s Choice Federal Credit Union for deposit via their smartphone or tablet device. Members must be enrolled in Online Banking in order to access this service. 


Please see the FAQ and RDC User Agreement for more details. 

Mobile Alerts/Telephone Banking

Sign up for Mobile Alerts for your Debit & Credit Card Activity and you can choose to receive text or email alerts on the account activity that is most important to you.  Telephone Banking Dial 716-284-6747 to get instant information on your accounts. Just use your account number and a PIN number. Make account inquiries, including cleared checks; transfer funds from one account to another, including loan payments; request check withdrawals.   


Other Convenient Services to make your financial life better:

  • Use Direct Deposit of payroll, retirement or government benefits, setup is easy and offers the peace of mind of knowing your transaction will automatically occur.
  • Automatic Loan Payments are available to ensure you will not miss a payment! Ask your Member Services Representative for more details.
  • Third-party payments can also be set up for utility bills, insurance premiums, etc. All you need to provide is the Credit Union’s ABA Routing Number (222381549) and your account number.  When providing the account number, merely indicate if you would like to have the withdrawal from your checking account.

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Now Hiring!

Niagara’s Choice is always looking for professional, and talented team members! We offer an excellent benefits and compensation package. In addition to competitive salary, we’re
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