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Credit Report -Information to help

Your life's activities revolve around money and yet how much time do you spend learning how it affects you?

Basic Tips Toward Better Credit

  • Pay your bills on time
  • Keep credit card balances low
  • Keep old accounts open, even if you don’t use them
  • Avoid opening multiple new accounts
  • Maintain a variety of credit types
  • Check your credit report for accuracy


access your credit report, click here.

Niagara’s Choice is dedicated to helping you understand your finances. Here is a FREE, short, fun and interactive program to help you learn:

If you still have questions call or stop in and speak to your Member Services Representative- They will be happy to discuss your finances and any questions you have.

Together, we can make your financial goals a fantastic reality!

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