Members. Matter.

We are a full-service, not-for-profit, financial organization serving over 22,000 members.

Credit Cards

APR %
as low as

0 0

Home Equity

APR %
as low as

0

Personal Loan

APR %
as low as

0 0
car

Auto Loans

APR %
as low as

0 0
Instant

Instant Issue Debit Cards

Don’t wait to access your money. With an instant issue debit card from Niagara’s Choice, you’ll be set to make purchases when you walk out of our lobby. We can print your card immediately after you open your new checking account.
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Give Yourself an Early Payday!

Receive your paycheck a day early with a qualifying direct deposit at Niagara’s Choice. No need to enroll or sign up for anything, we provide this free service automatically.

Skip a Pay Program

We know the rising costs of groceries, rent, gas and other necessities put a strain on your finances. We are here to help when times are tight. Using our Skip a Pay* service can help you stay on track with your monthly budget.

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