Members. Matter.
We are a full-service, not-for-profit, financial organization serving over 22,000 members.
Online Banking & Bill Pay Login
Credit Cards
APR %
as low as
0
0
Home Equity
APR %
as low as
0
Personal Loan
APR %
as low as
0
0
Auto Loans
APR %
as low as
0
0



Credit Card Balance Transfer Promotion
There are no balance transfer fees, and this low rate stays the same for the life of the balance transfer.

Introducing our New Call Center!
Our new on-site, employee staffed, Call Center is now open

New Lower Rates on Auto Loans
Great Low Rates on New and Used Auto Loans. Click here to learn more.

Instant Issue Debit Cards
Don’t wait to access your money. With an instant issue debit card from Niagara’s Choice, you’ll be set to make purchases when you walk out of our lobby. We can print your card immediately after you open your new checking account.
Give Yourself an Early Payday!
Receive your paycheck a day early with a qualifying direct deposit at Niagara’s Choice. No need to enroll or sign up for anything, we provide this free service automatically.
Skip a Pay Program
We know the rising costs of groceries, rent, gas and other necessities put a strain on your finances. We are here to help when times are tight. Using our Skip a Pay* service can help you stay on track with your monthly budget.