Members. Matter.
We are a full-service, not-for-profit, financial organization serving over 22,000 members.
Credit Cards
APR %
as low as
0
0
Home Equity
APR %
as low as
0
0
Personal Loan
APR %
as low as
0
0
Auto Loans
APR %
as low as
0
0
Staying on top of your credit has never been easier!
Check out Credit Score from Savvy Money – now live in Online Banking and our Mobile App.
Credit Card Balance Transfer Promotion
There are no balance transfer fees, and this low rate stays the same for the life of the balance transfer.
New Lower Rates on Auto Loans
Great Low Rates on New and Used Auto Loans. Click here to learn more.
Skip a Pay Program
Times are tight, we are here to help! When You Need Extra Cash – Skip a Payment!
Give Yourself an Early Payday!
Receive your paycheck a day early with a qualifying direct deposit at Niagara’s Choice. No need to enroll or sign up for anything, we provide this free service automatically.
Skip a Pay Program
We know the rising costs of groceries, rent, gas and other necessities put a strain on your finances. We are here to help when times are tight. Using our Skip a Pay* service can help you stay on track with your monthly budget.