Apply for A Loan

Great Rates on Loans to make your life better.

Let us help you get the money you need…whether you need money for an auto loan, funds to remodel your home or some extra money for college, Niagara’s Choice offers rates and plans to fit your budget.  Come to us first when you are ready to apply for a loan, looking out for your financial future is our priority.

Fast and Easy to Apply online

We offer great rates and a quick and easy process for borrowing money!  You can apply online or come in and talk with one of our loan specialists at any one of our branch locations.  

View/Download Loan Application


Apply Online

You might also enjoy

College Scholarship 2025

Thank you for expressing interest in our 2025 scholarship program, offered in partnership with the New York Credit Union Association. Please review the following before
Read More »

Free Credit Review

Interested in a free credit review*? Please fill out the form below to request a call! (Calls will be returned in 1-2 business days.) *Telephone Credit
Read More »
Instant

Instant Issue Debit Cards

Don’t wait to access your money. With an instant issue debit card from Niagara’s Choice, you’ll be set to make purchases when you walk out of our lobby. We can print your card immediately after you open your new checking account.
Read More »
  • This field is for validation purposes and should be left unchanged.

Members. Matter.

Online Banking & Bill Pay Login