What are your office hours?

Please visit our contact page to view our office hours.


What holidays are observed by the credit union?

  • New Year’s Eve – Until Noon
  • New Year’s Day – Closed
  • Martin Luther Kings Day – Closed
  • Presidents Day – Closed
  • Good Friday – Open Regular Business Hours
  • Easter – Closed
  • Memorial Day – Closed
  • July 4th – Closed
  • Labor Day – Closed
  • Columbus Day – Closed
  • Veterans’ Day – Closed
  • Thanksgiving – Closed
  • Black Friday – Open Regular Business Hours
  • Christmas Eve – Until Noon
  • Christmas Day – Closed

What is your Routing Number?

222381549


What is your Fax Number?

Packard Road: (716) 284-4123
Main Street: (716) 284-4123
Sawyer Drive: (716) 923-1467
North Tonawanda: (716) 693-5183
Lockport: (716) 434-1127


What discount tickets are available?

Darien Lake: $28.00
Regal Cinemas: $8.50
Fantasy Island: $20.00
Delta Sonic Car wash: $10.25
Delta Sonic Oil Change: $20.00

* Subject to Change


Where can I find information regarding fraud or lost/stolen credit or debit cards?

Click here to view all information regarding this matter.


Where can I take advantage of FREE notary service?

All branches have Notaries, and will be able to assist you.


Which location can I go to for a Medallion Stamp?

A Medallion Stamp is open to members only, and available at limited locations. Please call ahead to set up a date and time.


How do I re-order checks?

For security reasons, you will need to come in to the nearest location, verify the information Niagara’s Choice has on file, and fill out a Check Re-Order form in person. There is also an online option to re-order your checks.


How do I place a Stop Payment?

In order to place a Stop Payment you will need to come into the nearest location, and fill out a Stop Payment form in person. There is a $10.00 fee for stop payments.


How do I sign up for Online Banking?

For security reasons, you will need to come into the nearest location to fill out an Online Banking form.


How is a Wire Transfer processed?

Outgoing Wires: For security reasons, you will need to come into the nearest location to fill out a Wire transfer form, and to give the instructions for the outgoing wire transfer. There is a $15.00 fee for wire transfers.

Incoming Wires: To receive an incoming wire transfer please use the instructions below:

1. Receiving Financial Institution:
Alloya Corporate FCU 271987635
184 Shuman Blvd Suite 400
Naperville, IL 60563

2. Intermediate Financial Instution:
Niagara’s Choice Federal Credit Union 222381549

3. Beneficiary:
Your Name & Full Account Number


How can I change my account address?

For security reasons, you will need to visit the nearest location and fill out an address change form.


How do I order a new debit card?

For security reasons, you will need to come into the nearest branch to fill out a debit card request form. There is a $15 for lost/misplaced cards.