FAQ- Here are a list of frequently asked questions so you can bank easier!

 

What are your office hours?

Please visit our contact page to view our office hours of our Niagara Falls, Wheatfield, North Tonawanda and Lockport branches.


What holidays are observed by the credit union?

  • New Year’s Eve – Until Noon
  • New Year’s Day – Closed
  • Martin Luther Kings Day – Closed
  • Presidents Day – Closed
  • Good Friday – Open Regular Business Hours
  • Easter – Closed
  • Memorial Day – Closed
  • July 4th – Closed
  • Labor Day – Closed
  • Columbus Day – Closed
  • Veterans’ Day – Closed
  • Thanksgiving – Closed
  • Black Friday – Open Regular Business Hours
  • Christmas Eve – Until Noon
  • Christmas Day – Closed

What is your Routing Number?

222381549


What is your Fax Number?

Packard Road: (716) 284-4123
Main Street: (716) 284-4123
Sawyer Drive: (716) 923-1467
North Tonawanda: (716) 693-5183
Lockport: (716) 434-1127


What discount tickets are available?

  • Regal Cinemas movie tickets: $9.00
  • Delta Sonic car wash: $11.25
  • Fantasy Island tickets: 2019 season prices to be announced
  • Darien Lake tickets: 2019 season prices to be announced
  • Visa Pre-Paid Gift Cards*

*Subject to change. Visa cards have a $3.75 fee.


Where can I find information regarding fraud or lost/stolen credit or debit cards?

Click here to view all information regarding this matter.


Where can I take advantage of NO FEE notary service?

All branches have Notaries, and will be able to assist you.


Which location can I go to for a Medallion Stamp?

A Medallion Stamp is open to members only, and available at limited locations. Please call ahead to set up a date and time.


How do I re-order checks?

For security reasons, you will need to come in to the nearest location, verify the information Niagara’s Choice has on file, and fill out a Check Re-Order form in person. There is also an online option to re-order your checks.


How do I place a Stop Payment?

In order to place a Stop Payment you will need to come into the nearest location, and fill out a Stop Payment form in person. There is a $15.00 fee for stop payments.


How do I sign up for Online Banking?

For security reasons, you will need to come into the nearest location to fill out an Online Banking form.


How is a Wire Transfer processed?

Outgoing Wires: For security reasons, you will need to come into the nearest location to fill out a Wire transfer form, and to give the instructions for the outgoing wire transfer. There is a $20.00 fee for wire transfers.

Incoming Wires: To receive an incoming wire transfer please use the instructions below:

1. Receiving Financial Institution:
Alloya Corporate FCU 271987635
184 Shuman Blvd Suite 400
Naperville, IL 60563

2. Intermediate Financial Instution:
Niagara’s Choice Federal Credit Union 222381549

3. Beneficiary:
Your Name & Full Account Number


How can I change my account address?

For security reasons, you will need to visit the nearest location and fill out an address change form.


How do I order a new debit card?

For security reasons, you will need to come into the nearest branch to fill out a debit card request form. There is a $15 for lost/misplaced cards.