General Service Fees (Effective 04/01/2014)

Wire Transfer (Incoming) Free
Wire Transfer (Outgoing) $15
Notary Public Service Free
Certified Checks $10
Corporate Check Free
Corporate Check/Money Order Stop Payment $15
Telephone Automated System Free
E-Statements Free
On-line Banking Free
Bill Pay Free
Personal Account Free
DBA/Business Account per month $5
Gift Cards $2
Travel Cards $5
Statement Copy $1
Archive Statement Copy $1   per statement
Check Deposited Returned Unpaid $15
Dormant Account (No Activity for 1 Year) $12.50  per quarter (after 2 years)
Returned Mail Free
Legal Compliance, Levy Restraints, etc. $25
Excessive Electronic Transfers from Savings (Reg D) $2.50
Money Order Fee $0.50  each
Lost Lien Letter Free
Christmas Club Early Withdrawal Free
IRA Rollover/Transfer Fee Free
IRA Premature Closing (within 6 months) $25
IRA Annual Maintenance Free

 

Share Draft Account Fees

Returned Check $25
Overdraft Manual Transfer from Shares $5
Check Printing Varies
Stop Payment $10
Canadian Check Processing $15
Share Draft Photocopy $1
Account Reconciliation (per hour) $10
Letter of Protest $15
Check Collection Fee (Domestic or Foreign) $25

 

 

Debit/Electronic Transfer/ACH Fees

ACH returned Item $25
Stop Payment Affidavit for ACH Item $10
Manual Transfer from Shares for Overdrawn ACH Item $5
Non-NCFCU ATM withdraw (4 per month) Free
Non-NCFCU ATM withdraw (over 4 per month) $2 each
Card Replacement  $15 each
PIN Replacement $2.50 each occasion
Rush Card/PIN order (2-business days) $30 (plus shipping/handling cost)
Foreign Transaction Fee
1%
Electronic Member Payment Transfer (through Alloya) $25