Credit card debt can quickly become overwhelming, especially when you’re dealing with high-interest rates. If you are looking to pay down debt this year, a no fee balance transfer with Niagara’s Choice FCU could be the perfect solution.
Now through April 30, 2025 Niagara’s Choice is offering a great low rate of 7.95% APR* on credit card balance transfers. There are no balance transfer fees, and this low rate stays the same for the life of the balance transfer.
What is a Credit Card Balance Transfer?
A credit card balance transfer involves moving the balances from one or more high-interest rate credit cards to a Niagara’s Choice credit card that offers a lower interest rate. The goal is to reduce the amount of interest you’re paying, which can help you pay off your debt faster and save money in the long run.
Top Reasons to Transfer Your Balance
- No Balance Transfer Fee
While many banks charge 3-5% for balance transfers, we don’t! There is no fee for a credit card balance transfer. Plus, Niagara’s Choice FCU credit cards have no annual fee.
- Faster Payoff
With no balance transfer or annual fees and low rates, Niagara’s Choice helps you pay off your balance faster.
- One-on-One Help
If you’re new to our credit union or need extra help to apply, we’ll guide you through the balance transfer process.
Start a credit card balance transfer today! Click here to apply for a Niagara’s Choice MasterCard® https://app.loanspq.com/cc/CreditCard.aspx?enc=Kw21Wblm1yxpjJabdoZaD5sJLp8ryF-XbEH06aUnsnnOV5hP1VwdMuY7bBK-Q1HuA5pHopxyYIDXlU-fqk6bBg
Current MasterCard® account holders can initiate a balance transfer in our branches, in our online banking platform or with the convenience checks included in your monthly credit card statement.
*APR=Annual percentage rate. The APR on all other transactions and balances on your credit card account will remain at the applicable rate in accordance with your credit card agreement. Promotional balance transfer rate available between 2/3/25 and 4/30/25. Limited to members in good standing, based on creditworthiness. Speak with an NCFCU representative for more information.
