

Overview
What's New and Exciting
Rest assured; we will not be making any changes to your Niagara’s Choice FCU account number. Our routing and transit number and your account suffix numbers will also stay the same.
Our system upgrade includes a new Online Banking platform and Mobile Banking app. Both will have a clean, modern look and new features that will make banking with us even easier.
Service Availability
More information will be coming soon!
FAQs
We are continually looking for ways to serve our members better. Upgrading to this new system will allow us to offer more advanced technology and better service for our members. It will also enable us to provide better online banking and mobile banking app services.
The move to our new system will take place starting August 1, 2025.
Yes! We have taken every precaution to protect your personal data as we make this transition.
No. Your account number will remain the same.
No. You can keep the same debit and credit card.
See More FAQs
ATM use and withdrawal limits may be affected by the conversion. More details will be provided as the date gets closer.
Yes, our online banking and mobile app will get an upgrade during the conversion. Some people may have to change their login information to longer usernames for security reasons. All online banking and mobile app users will have to reset their password.
Yes, you will need to download a new version of our mobile banking app. Full details will be provided as the transition gets closer.
Yes, statements will have an updated look. However, all of your usual information will still be available on your statement.
Yes, you will be able to use your current checks.
Yes, you will be able to use your current checks.
No, you will have access to the last two years of your account history.
No, the routing number will remain the same.
No, the routing number will remain the same.
No, the routing number will remain the same.
Bill pay will be unavailable during the conversion process. Yes, your bill pay history will be available in the new system.
No, you will not be able to do a remote deposit capture during the conversion process.
Audio banking will not be available while we transition to the new system. Once the new system is up and running, you will need to reset your PIN number for audio banking.
Shared Branch services will not be available while we are converting to the new system.
Contact Us
Call Us
Our call center is open Monday-Friday from 8:30am until 5:00pm and Saturday from 8:30am until 12:00pm. Call us at 716-284-4110
Visit Us
To find a branch near you visit our Locations/ATMS tab at the top of our website.
Email Us
Send a message to [email protected]. Please note that this email is not a secure form of communication. Do not include account numbers or any sensitive account information.